Customer Results

How Brazilian lenders recover more with focused teams

Early-access clients in consumer finance, BNPL, and personal lending report stronger recovery, faster resolution, and fewer escalations to human agents.

Pilot Results

Pilot: 3 lenders, Q4 2025-Q1 2026

48%
48% higher recovery vs pre-BLU365 baseline
12 days
Median time from first contact to payment: 12 days
3.2x
3.2x contact rate vs email-only baseline
~2,400
Pilot accounts: ~2,400

Early-access pilot data; outcomes can differ with portfolio mix, product type, and borrower profile.

Consumer Lender

Consumer lender cuts median resolution time from 28 days to 12 days

A consumer lender in SE Brazil with ~900 accounts used BLU365 to address overdue recovery. Its case study shows resolution time falling from 28 days to 12 days, alongside a 48% recovery uplift.

The lender connected its portfolio to BLU365 and used AI-led outreach. Resolution time moved from 28 days to 12 days, while recovery rose 48%.

A Collections Manager says BLU365 reduces manual work during first-contact recovery.

Collections Operations Director, consumer lender
28d to 12d
Resolution time reduction
0
New hires during peak quarter
~900
Accounts in pilot cohort
+51%
Recovery rate gain from prior quarter
4.1x
WhatsApp vs SMS contact rate
~1,100
Accounts managed in pilot
BNPL Provider

BNPL provider improves overdue installment recovery without a collections team

A BNPL provider in Sao Paulo with ~1,100 accounts used BLU365 to improve overdue installment recovery. Its case study reports a 51% uplift and 4.1x contact rate.

For the BNPL case, BLU365 supported AI-led recovery from first contact. Results included a 51% uplift and 4.1x contact rate.

A collections manager needed recovery support without adding a collections hire. BLU365 runs the outreach cadence while the team reviews results.

Head of Finance, BNPL provider

Want to measure portfolio recovery?

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